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Option 1 is detailed here throughout this
section of the web site. Option 2 presents plans which are both Short Term
Medical Insurance (coverage periods from 30 days to 6 or 12 months, see"Short Term Medical Insurance")
and Temporary Major Medical (coverage periods from 30 days to 12 months
with up to two
additional 12 month coverage periods available).
Summary of Short Term Temporary Major Medical
Insurance Benefits:
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Simplified
Issue
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Choose any
Doctor or Hospital: No PPO or HMO
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No Physical
Exam or Urine Specimen Required
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Pay Premiums
Monthly, up to 12 Months
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2 Additional
12 Month Coverage Periods Available
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$1,000,000
Lifetime Maximum Per Insured Member
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Low
Deductible Options Available - $250 & $500
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80/20
Coverage with $1,000 Out-Of-Pocket Maximum Following Year Plan
Deductible
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24-Hour Coverage
The Flexible Temporary Major Medical Insurance can be used in
many situations. It is a new health insurance hybrid that combines the features of
both traditional major medical insurance & temporary health insurance coverage. Ideal for:
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Part-time & Temporary Employees
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Self-Employed
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Unemployed
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New Hires Awaiting Group Insurance
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Those Without Insurance
- Alternative to COBRA
- An Affordable Option Without HMO or PPO
Limitations
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